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Multi-Chain Wallet

One wallet for all your crypto. Store, send, and receive Bitcoin, Ethereum, USDT, and 50+ other cryptocurrencies securely.

Virtual Cards

Instant virtual cards powered by your crypto balance. Shop online anywhere Visa or Mastercard is accepted worldwide.

Physical Cards

Premium metal cards delivered to your door. Tap to pay at any store, ATM withdrawals included in select regions.

Bank Off-Ramp

Convert crypto to local currency and withdraw directly to your bank account in 100+ countries. Fast, low-fee transfers.

Instant Swap

Swap between cryptocurrencies instantly with best-in-class rates. No hidden fees, transparent pricing always.

Earn Rewards

Earn up to 8% APY on your crypto holdings. Stake, earn, and grow your portfolio while you hold.

Bank-Grade Security

Multi-signature wallets, cold storage, and insurance protection. Your assets are safeguarded 24/7.

Mobile First

Full-featured iOS and Android apps. Manage your wallet, cards, and transactions on the go with biometric security.

Ready to Start Your Crypto Journey?

Join thousands of users who trust PepePays for their crypto spending needs. Sign up in minutes and get your first virtual card today.

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PEPEPAYS Token

The utility token powering your rewards and savings

Up to 5%
Cashback in tokens
Up to 80%
Fee reduction
Unlimited
Earning potential

Earn $PEPEPAYS Tokens

Every transaction earns you $PEPEPAYS tokens. The more you spend, the more you earn. Accumulate tokens automatically with every card swipe.

Card Purchase Rewards

Get bonus $PEPEPAYS tokens when you purchase virtual or physical cards. Premium cards unlock even bigger token rewards.

Stake & Save on Fees

Stake your $PEPEPAYS tokens in the app to unlock reduced transaction fees. Higher stakes mean bigger savings on every purchase.

Exclusive Token Benefits

Token holders get early access to new features, exclusive card designs, higher limits, and priority customer support.

True Self-Custody

Your keys, your crypto. We never hold your private keys. Non-custodial wallet with full control over your assets.

Zero Hidden Fees

Transparent pricing always. No monthly maintenance fees, no surprise charges. What you see is what you pay.

Bronze

1,000
PEPEPAYS staked
20% fee reduction

Silver

10,000
PEPEPAYS staked
40% fee reduction

Gold

50,000
PEPEPAYS staked
60% fee reduction

Diamond

100,000+
PEPEPAYS staked
80% fee reduction
Step 01

Create Your Wallet

Sign up in under 2 minutes. Complete basic verification to unlock all features. Your secure multi-chain wallet is ready instantly.

Step 02

Fund With Crypto

Deposit Bitcoin, Ethereum, USDT, or any of 50+ supported cryptocurrencies. External wallet transfers or buy directly with fiat.

Step 03

Get Your Card

Instantly generate a virtual card or order a premium physical card. Your crypto balance backs your spending power.

Step 04

Spend Anywhere

Use your card at millions of merchants worldwide. Online shopping, subscriptions, or tap to pay in stores. Real-time conversion.

Step 05

Off-Ramp to Bank

Convert crypto to local currency anytime. Withdraw directly to your bank account in 100+ countries with low fees.

Step 06

Track & Grow

Monitor your portfolio, track spending, and earn rewards. Stay in control with real-time notifications and detailed analytics.

0min
Average signup time
0+
Supported cryptos
0+
Countries supported
$0
Monthly fees
0 +

Active Users

$ 0 M+

Transactions Processed

0 +

Countries Supported

0 .9%

Uptime Guarantee

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PEPEPAYS Ecosystem

Where crypto meets real-world utility

50+
Cryptos
8%
Max APY
24/7
Support
Trusted & Secure
256-bit SSL
Cold Storage
2FA Security
Audited Smart Contracts
Insured Assets
Multi-chain wallet
Instant virtual cards
Token rewards
Bank off-ramp
Biometric security
Real-time alerts
PepePays Mobile App